The Capital One Quicksilver Cash Rewards Credit Card is a personal credit card from Capital One Quicksilver Cash Rewards Credit Card. Application typically pulls a hard report from Experian. The annual fee is $0 annual fee. The ongoing APR is 18.49% - 28.49% (Variable) after a 0% intro APR on purchases and balance transfers for 15 months introductory rate for 15 months. Approval typically requires a credit score of 670 or higher. Signup bonus: $200 cash bonus after spending $500 on purchases within the first three months of account opening. Rewards: 1.5% cash back on every purchase. Cash back: 3% on groceries, 3% on gas, 1.5% on everything else. Application rules: Capital One enforces a 2-card limit (you cannot have more than 2 Capital One personal cards open at any time) and a 6-month rule (you can only be approved for one new Capital One card every 6 months). Capital One pulls from ALL THREE bureaus on every application (triple pull).. Duplicate listing of the Capital One Quicksilver Cash Rewards card (canonical row id 6502). UPDATED rewards 2026: 3% groceries / 3% gas / 1.5% else. Migrating from Mastercard to Discover network.