The Picatinny Federal Credit Union is a personal credit card from Picatinny Federal Credit Union. The annual fee is $0. The ongoing APR is 15.24% to 18.00% variable, based on the Prime Rate after a 0% on purchases and balance transfers for 12 billing cycles introductory rate for 12 months. Signup bonus: 20,000 points after $1,000 in qualifying purchases within 60 days of account opening. Rewards: Double points on every purchase through uChoose Rewards; points never expire; redeem for travel, gift cards, merchandise, Amazon purchases. This product reports activity to your personal credit report.