The Visa® Rewards is a personal credit card from Visa® Rewards. The annual fee is None. The ongoing APR is 9.99% – 18.00% after a 0% Introductory APR introductory rate for 6 months. Approval typically requires a credit score of null or higher. Signup bonus: null. Rewards: Earn 1 point for every $1 spent. Cash back: null.