The Traditional Card is a personal credit card from Traditional Card. Application typically pulls a hard report from Experian. The annual fee is null. The ongoing APR is varies with the market based on the Prime Rate and based on your creditworthiness after a 0% APR for 12 mo. introductory rate for 12 months. Approval typically requires a credit score of null or higher. Signup bonus: null. Rewards: null. Cash back: null.