The Visa ® Signature Credit Card is a personal credit card from Visa ® Signature Credit Card. The annual fee is null. The ongoing APR is as low as 13.65% APR after a 0% intro APR introductory rate for 12 months. Approval typically requires a credit score of null or higher. Signup bonus: null. Rewards: Earn 15,000 points after you spend $500 within the first 90 days.. Cash back: null.