The Fort Financial Credit Union is a personal credit card from Fort Financial Credit Union. The annual fee is No annual fee. The ongoing APR is As low as 13.90% (Prime + 6.90); your rate may be as high as 18.00% (rates effective Oct 14, 2026) after a 0% intro APR on purchases and balance transfers introductory rate for 12 months. Signup bonus: Earn 15,000 points after you spend $500 within the first 90 days. Rewards: Points can be redeemed for cash, merchandise, travel and more. This product reports activity to your personal credit report. Soft-pull pre-qualification is available — no hard inquiry to check approval odds.