The Traverse Catholic Federal Credit Union is a personal credit card from Traverse Catholic Federal Credit Union. The ongoing APR is 9.90% variable, based on the Prime Rate, with a floor of 8.90% (disclosure accurate as of September 1, 2026) after a 0.00% promotional APR on balance transfers completed October 1, 2026 through February 28, 2027, through the September 2027 billing cycle introductory rate for 6 months. Rewards: ScoreCard Rewards. This product reports activity to your personal credit report.