The Cash Rewards Platinum Visa is a personal credit card from Cash Rewards Platinum Visa. Application typically pulls a hard report from Experian. The annual fee is $0 annual fee.. The ongoing APR is 17.74% - 27.74% variable APR after a 0% Intro APR for 12 months introductory rate for 12 months. Approval typically requires a credit score of null or higher. Signup bonus: null. Rewards: null. Cash back: Earn 1% cash back on all net purchases, every day..