The Platinum Visa Card is a personal credit card from Platinum Visa Card. The annual fee is No Annual Fee. The ongoing APR is 13.25%–18.00% APR after a 0% APR introductory rate for 12 months. Signup bonus: 10,000 bonus points. Rewards: Earn 3 points for every $1 in purchases on airlines, hotels, and motels. Earn two points for every $1 in purchases at restaurants, grocery stores, and automated gasoline dispensers. 1 point for every $1 is a standard feature of the Platinum Visa credit.. Cash back: 10,000 bonus points. Typical credit limit: $500 to $40,000.