The Regions Bank is a personal credit card from Regions Bank. Application typically pulls a hard report from TransUnion. The annual fee is No annual fee. The ongoing APR is 18.74% - 28.74% variable APR after a 0% intro APR for 12 months on purchases, and on balance transfers posted within 60 days of account opening introductory rate. Signup bonus: $200 after spending $1,000 within 90 days of account opening; $100 if at least $500 but less than $1,000 is spent. Rewards: 3% on dining and entertainment, 2% on gas and groceries, 1% on all other purchases; up to 4% total with Rewards Multiplier (Regions personal checking and qualifying deposit balances). Cash back: up to 4% when you register for Rewards Multiplier. This product reports activity to your personal credit report.