The Mastercard World Rewards Card is a personal credit card from Mastercard World Rewards Card. Application typically pulls a hard report from Experian. The annual fee is NO annual fee. The ongoing APR is null after a 0% Intro APR for 12 months on Balance Transfers introductory rate for 12 months. Approval typically requires a credit score of null or higher. Signup bonus: null. Rewards: Unlimited 1.5 points per $1 spent on purchases. Cash back: Redeem for cash back, travel and gift cards.