The M&T Secured Credit Card is a personal credit card from M&T Secured Credit Card. Application typically pulls a hard report from Experian. The annual fee is No annual fee. The ongoing APR is Variable APR of % after a 0% introductory APR on balance transfers and purchases for 12 billing cycles from account opening introductory rate for 12 months. Approval typically requires a credit score of null or higher. Signup bonus: null. Rewards: Free access to your FICO® Credit Score on your account statement. Funding speed: null. Loan terms: Secured by your M&T deposit in an amount equal to your credit limit (greater than or equal to $250). Minimum annual revenue: null. Minimum time in business: null.