Standard Mastercard — Personal Credit Card

The Standard Mastercard is a personal credit card from Standard Mastercard. The annual fee is 0. The ongoing APR is 13.90% after a 0% introductory rate for 12 months. Typical credit limit: $300 up to $20,000.

Sources & citations

• https://www.nizaricu.org/personal/credit-cards/
• https://www.nizaricu.org/personal/credit-cards/ | "Introductory Offer 0% APR* for 12 Months from Account Opening on (Purchases & Balance Transfers)" | 2026-04-20
• https://www.nizaricu.org/personal/credit-cards/ | "Annual Fee: $0" | 2026-04-20
• https://www.nizaricu.org/personal/credit-cards/ | "After the intro APR offer ends, an APR of 11.90% or 13.90% will apply depending upon the card type." | 2026-04-20
• https://www.nizaricu.org/personal/credit-cards/ | "12" | 2026-04-20
• https://www.nizaricu.org/personal/credit-cards/ | "There will be no guarantors on credit cards." | 2026-04-20