The Nizari Progressive Federal Credit Union is a personal credit card from Nizari Progressive Federal Credit Union. The annual fee is $0. The ongoing APR is 13.90% after a 0% introductory rate for 12 months. Typical credit limit: $300 up to $20,000. Loan terms: Revolving; minimum payment is 3% of the balance or $15, whichever is higher. This product reports activity to your personal credit report.