The VISA Share Secured Credit Card is a personal credit card from VISA Share Secured Credit Card. The annual fee is No annual fee. The ongoing APR is 12.4% APR after a 8.9% APR introductory rate for 90 months. Rewards: Share Secured card with the same benefits as VISA Classic. Cash back: 1.5% cash back on every purchase you make.. Typical credit limit: $500 to $50,000.