The VISA Platinum Cash Rewards Card is a personal credit card from VISA Platinum Cash Rewards Card. Application typically pulls a hard report from Experian. The annual fee is No annual fee. The ongoing APR is 16.74% APR after a 8.9% APR introductory rate for 90 months. Rewards: Earn 1.5% cash back on every purchase you make.. Cash back: 1.5% cash back on every purchase.