The Liberty Bank Platinum Visa® Credit Card is a personal credit card from Liberty Bank Platinum Visa® Credit Card. The annual fee is $35. The ongoing APR is variable APR based on Prime Rate after a 0% intro APR on purchases for the first 7 billing cycles after account opening introductory rate for 7 months. Rewards: Earn a full 1% on groceries, gas, online purchases and everything else you buy.. Cash back: Cash back is earned up to your first $60,000 in annual spending..