The Chase Sapphire Preferred ® Credit Card is a personal credit card from Chase Sapphire Preferred ® Credit Card. Application typically pulls a hard report from Experian. The annual fee is $95. The ongoing APR is null after a null introductory rate. Approval typically requires a credit score of 810 or higher. Signup bonus: Earn 75,000 bonus points. Rewards: Earn 3X on dining and 2X on travel. Cash back: null. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..