The Chase Freedom Unlimited ® credit card is a personal credit card from Chase Freedom Unlimited ® credit card. Application typically pulls a hard report from Experian. The annual fee is No Annual Fee. The ongoing APR is 18.24%–27.74% after a 0% introductory rate for 15 months. Approval typically requires a credit score of 635 or higher. Signup bonus: $250 cash back*. Rewards: $250 cash back*. Cash back: null. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..