The Premier Rewards American Express® Card is a personal credit card from Premier Rewards American Express® Card. Application typically pulls a hard report from Experian. Approval typically requires a credit score of 650-700 or higher. Rewards: Earn 4 points for every $1 spent on eligible net restaurant purchases, 3 points for every $1 spent on eligible net airline purchases, 2 points for every $1 spent on eligible net gas purchases, 1 point for every $1 spent on all other eligible net purchases. Cash back: 10,000 one-time bonus rewards after you spend $1,000 in the first 3 months. Application rules: American Express application limits: 1-in-5 (max 1 personal card approval per 5-day window) AND 2-in-90 (max 2 cards approved within any rolling 90-day period). Sign-up bonuses are once-per-lifetime per card product family. Charge cards (Green/Gold/Platinum) generally don't count toward credit-card velocity rules..