The Cash Rewards American Express® Card is a personal credit card from Cash Rewards American Express® Card. Application typically pulls a hard report from Experian. Approval typically requires a credit score of 650-700 or higher. Rewards: 3% cash back on the first $6,000 in eligible net annual purchases at gas stations, 2% cash back on eligible supermarket net purchases, 1% cash back on all other eligible net purchases. Cash back: $25 cash back awarded after first purchase. Application rules: American Express application limits: 1-in-5 (max 1 personal card approval per 5-day window) AND 2-in-90 (max 2 cards approved within any rolling 90-day period). Sign-up bonuses are once-per-lifetime per card product family. Charge cards (Green/Gold/Platinum) generally don't count toward credit-card velocity rules..