The Great Southern Simply Rewards Visa® is a personal credit card from Great Southern Simply Rewards Visa®. Application typically pulls a hard report from Experian. Rewards: Earn 3x points: grocery stores / discount stores / gas stations / restaurants / fast food. Earn 1x points: everything else.. Typical credit limit: $5,000 and above for Visa Signature; less than $5,000 for Visa Platinum. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..