The Great Southern Simply Rewards Visa® is a personal credit card from Great Southern Simply Rewards Visa®. Application typically pulls a hard report from Experian. Rewards: Earn 3x points: grocery stores / discount stores / gas stations / restaurants / fast food. Earn 1x points: everything else.. Typical credit limit: $5,000 and above for Visa Signature; less than $5,000 for Visa Platinum.