The FAB&T World Elite Collection is a personal credit card from FAB&T World Elite Collection. The annual fee is $299. The ongoing APR is 14.49% to 23.49% after a 0% introductory rate for 12 months. Approval typically requires a credit score of null or higher. Signup bonus: Eligible for 25,000 bonus points. Rewards: Earn points or cash back. Cash back: null.