The FAB&T Platinum Collection is a personal credit card from FAB&T Platinum Collection. The annual fee is $0. The ongoing APR is 14.49% to 23.49% for purchases and balance transfers, and 18.24% to 27.49% for cash advances after a 0% introductory rate for 12 months. Approval typically requires a credit score of null or higher. Signup bonus: Eligible for 25,000 bonus points. Rewards: Earn unlimited one point for every dollar spent. Cash back: null.