The Cash Back Platinum Visa Card is a personal credit card from Cash Back Platinum Visa Card. The annual fee is $35. The ongoing APR is Wall Street Prime Rate + 8.00% after a 0% APR* introductory rate for 7 months. Approval typically requires a credit score of null or higher. Signup bonus: null. Rewards: null. Cash back: 1% Cash back on all qualifying purchases – no spending tiers or minimums.