The Zero+ Credit Card is a personal credit card from Zero+ Credit Card. The annual fee is null. The ongoing APR is null after a 0% Intro APR On purchases and balance transfers for 21 billing cycles! introductory rate for 21 months. Approval typically requires a credit score of null or higher. Signup bonus: null. Rewards: 4% cash back earned on travel booked with the card in the Rewards Center. Cash back: $15 annual statement credit earned with 11 months of consecutive purchases.