The Titanium Rewards Visa Signature® Card is a personal credit card from Titanium Rewards Visa Signature® Card. The annual fee is null. The ongoing APR is Variable Rate as low as APR*: 12.99% after a 4.99% intro APR on balance transfers for 12 months. introductory rate for 12 months. Approval typically requires a credit score of null or higher. Signup bonus: Earn 10,000 bonus points when you spend $1,500 within the first 90 days. Rewards: 3x points on gas paid at the pump & groceries; 1.5x points on all other purchases. Cash back: null.