The Citi® / AAdvantage Business™ World Elite Mastercard® is a personal credit card from Citi® / AAdvantage Business™ World Elite Mastercard®. Application typically pulls a hard report from Experian. The annual fee is $0 intro annual fee for the first year, then $99. The ongoing APR is 19.49% – 28.49%. Approval typically requires a credit score of 779 or higher. Signup bonus: Earn 75,000 American Airlines AAdvantage ® bonus miles to redeem for business travel after you or your employees spend $5,000 in purchases within the first 5 months of account opening. Rewards: Earn 2 AAdvantage ® miles for every $1 spent on eligible American Airlines purchases, gas stations, car rentals, and telecommunications merchants; Earn 1 AAdvantage ® mile for every $1 spent on all other purchases.. Application rules: Recon: (800) 695-5171 Recon Alt (community-reported, unverified): (888) 201-4523.