The Citi is a personal credit card from Citi. Application typically pulls a hard report from Experian. The annual fee is $350. The ongoing APR is 19.74% - 29.74% variable after a No intro APR introductory rate. Approval typically requires a credit score of 779 or higher. Signup bonus: Earn 60,000 AAdvantage bonus miles after $4,000 in purchases in the first 3 months. Rewards: 3 AAdvantage miles per $1 on eligible American Airlines purchases; 6 miles per $1 on eligible AAdvantage Hotels bookings; 2 miles per $1 at restaurants, including takeout and delivery; 2 miles per $1 on eligible Rides and Rails purchases, including taxis, rideshares and public transit; 1 mile per $1 on all other purchases. This product reports activity to your personal credit report. Application rules: Citi enforces an 8/65/95 rule (max 1 card per 8 days, 2 cards per 65 days, no more than 1 business-card every 95 days). Sign-up bonuses on Citi cards are restricted to 48 months from your last bonus on that card family..