The Forcht Bank is a personal credit card from Forcht Bank. The annual fee is No Fee. The ongoing APR is Variable APR 19.00% to 25.00%, based on creditworthiness (rates effective 9/17/2026) after a No intro APR introductory rate. Rewards: Rewards including restaurants, gift cards, travel, cashback and more with uChoose Rewards. This product reports activity to your personal credit report.