The Visa Infinite Reserve Rewards+ Card is a personal credit card from Visa Infinite Reserve Rewards+ Card. Application typically pulls a hard report from Experian. The annual fee is $390. The ongoing APR is 19.74% to 29.74% after a null introductory rate. Approval typically requires a credit score of null or higher. Signup bonus: Earn $500 bonus reward (50,000 points) after you spend $4,500 within first 90 days of account opening. Rewards: up to 6 points for every dollar you spend on eligible purchases, 6X unlimited points and $100 annual credit on travel booked through the Rewards Center, 2X unlimited points on all other eligible purchases. Cash back: null. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..