The Visa College Real Rewards Card is a personal credit card from Visa College Real Rewards Card. Application typically pulls a hard report from Experian. The annual fee is null. The ongoing APR is 19.49% to 29.74% after a 0% introductory APR introductory rate for 6 months. Approval typically requires a credit score of null or higher. Signup bonus: null. Rewards: 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back). Cash back: null.