The Visa Platinum Card is a personal credit card from Visa Platinum Card. Application typically pulls a hard report from Experian. The annual fee is null. The ongoing APR is 18.24% to 29.24% after a 0% introductory APR introductory rate for 18 months. Approval typically requires a credit score of null or higher. Signup bonus: null. Rewards: null. Cash back: null. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..