The Visa Max Cash Preferred Card is a personal credit card from Visa Max Cash Preferred Card. Application typically pulls a hard report from Experian. The annual fee is null. The ongoing APR is 19.49% to 29.74% after a 0% introductory APR introductory rate for 12 months. Approval typically requires a credit score of null or higher. Signup bonus: 150 bonus reward after you spend $500 within the first 90 days of account opening. Rewards: up to 5% cash back in two categories you choose, 2% unlimited cash back on one everyday category of your choice, 1% unlimited cash back on all other eligible purchases. Cash back: null. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..