The CASH BACK WORLD ELITE ® MASTERCARD is a personal credit card from CASH BACK WORLD ELITE ® MASTERCARD. The annual fee is $120. The ongoing APR is 20.99% Fixed. Rewards: Earn 4 points for every $1 spent on Grocery and Sustainable Transit, Earn 2 points for every $1 spent on Select Recurring Bills, Digital Streaming and Dining, Earn 1 point for every $1 spent on all other purchases. Cash back: Cash back applied as a credit on your statement OR deposit into your account.