The Visa® Platinum Rewards Card is a personal credit card from Visa® Platinum Rewards Card. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is Prime + 8.74% to 16.74% after a null introductory rate. Approval typically requires a credit score of null or higher. Signup bonus: 5,000 points upon first $1,000.00 spent in first 4 billing cycles. Rewards: 1 point for every $1.00 spent. Cash back: null.