The Visa® Platinum Card is a personal credit card from Visa® Platinum Card. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is Prime + 4.74% to 12.74% after a 0% intro APR introductory rate for 6 months. Approval typically requires a credit score of null or higher. Signup bonus: null. Rewards: null. Cash back: null.