The Platinum Preferred Mastercard is a personal credit card from Platinum Preferred Mastercard. The annual fee is $0. The ongoing APR is 9.99% after a 0% APR introductory rate for 9 months. Approval typically requires a credit score of null or higher. Signup bonus: null. Rewards: 15,000 ScoreCard® Reward Points when you spend $1,500 in the first 90 days. Cash back: null.