The BucksBack ® Secured Mastercard ® is a personal credit card from BucksBack ® Secured Mastercard ®. The annual fee is $0-annual-fee. The ongoing APR is 20.24% to 29.24% Variable after a null introductory rate. Approval typically requires a credit score of null or higher. Signup bonus: 15% discount on their first L.L. Bean purchase. Rewards: 4% back on all eligible L.L.Bean purchases, 2% back at restaurants, 2% back at gas stations, 1% back on all other spending. Cash back: null.