The Amalgamated Bank is a personal credit card from Amalgamated Bank. Application typically pulls a hard report from Experian. The annual fee is $0. The ongoing APR is Variable, based on the Prime Rate, 16.99% to 26.99% APR after a 0% intro APR on purchases and balance transfers for the first 18 billing cycles introductory rate. Rewards: Achieve your goals with strategic solutions. Tackle debt consolidation or even make a large purchase without accruing high-interest debt.. This product reports activity to your personal credit report.