The Visa Travel Rewards+ is a personal credit card from Visa Travel Rewards+. Application typically pulls a hard report from Experian. The annual fee is null. Signup bonus: $250 bonus reward (25,000 points) after you spend $2,000 within the first 120 days of account opening. Rewards: 4x unlimited points on travel, gas, EV charging stations, entertainment, and recreation purchases, 1.5x unlimited points on all other eligible purchases.