The Visa College Real Rewards is a personal credit card from Visa College Real Rewards. Application typically pulls a hard report from Experian. The annual fee is null. The ongoing APR is null after a null introductory rate. Approval typically requires a credit score of null or higher. Signup bonus: null. Rewards: Earn 1.5 points for every dollar you spend on eligible purchases. Cash back: 2,500 bonus rewards points awarded after first purchase, redeemable for $25 cash back, merchandise, gift cards, or travel savings.