The Visa Max Cash Preferred is a personal credit card from Visa Max Cash Preferred. Application typically pulls a hard report from Experian. The annual fee is null. The ongoing APR is null after a null introductory rate. Approval typically requires a credit score of null or higher. Signup bonus: null. Rewards: 5% cash back on first $2,000 of combined quarterly purchases in two categories, 2% unlimited cash back on choice of one everyday category, 1% unlimited cash back on all other eligible purchases. Cash back: $150 cash back after you spend $500 in the first 90 days. Application rules: Chase 5/24: Chase will not approve any new card application — personal or business — if you have opened 5 or more credit cards from any issuer in the past 24 months. Business cards from Chase, Amex, and Capital One generally do NOT count toward the 5/24 total because they don't report to personal bureaus..