The SIGNATURE VISA is a personal credit card from SIGNATURE VISA. Application typically pulls a hard report from Experian. The annual fee is No Annual Fee. The ongoing APR is Prime + 9.50% APR. Signup bonus: $50 bonus will be deposited into members account within the 1st day of the following month after credit card approval.. Rewards: 3% cash back earned on the first $1,500.00 spent per cycle, 1% cash back earned on amounts over $1,500.00. Cash back: 3% cash back earned on the first $1,500.00 spent per cycle, 1% cash back earned on amounts over $1,500.00.