Spotlight Visa — Personal Credit Card

The Spotlight Visa is a personal credit card from Spotlight Visa. The annual fee is $75. The ongoing APR is 17.24% – 25.40% after a 0% Intro APR introductory rate for 12 months. Signup bonus: 20,000 Bonus Points. Rewards: 2 Points Per Dollar on eligible purchases.

Other Spotlight Visa cards & products

• Spotlight Visa — Personal Credit Card

Sources & citations

• https://firstent.org/personal/credit-cards | "2 Points Per Dollar on eligible purchases" | 2026-04-20
• https://firstent.org/personal/credit-cards
• https://firstent.org/personal/credit-cards | "0% Intro APR" | 2026-04-20
• https://firstent.org/personal/credit-cards | "$75 Annual Fee, No Foreign Transaction Fees" | 2026-04-20
• https://firstent.org/personal/credit-cards | "APR 17.24% – 25.40%" | 2026-04-20
• https://firstent.org/personal/credit-cards | "20,000 Bonus Points" | 2026-04-20
• https://firstent.org/personal/credit-cards | "0% Intro APR for 12 months" | 2026-04-20
• https://www.creditkarma.com/credit-cards/i/spotlight-visa