The GM is a business credit card from GM. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required). [SOFT PULL ONLY] | EXPERT REFERENCE (Mar 2025): GM Business Card approved for $39,000 without a hard credit pull. | EXPERT REFERENCE (Mar 2025): Soft pull on personal Equifax. | EXPERT REFERENCE (Mar 2025): Applicant had 17 hard inquiries in the past 24 months.