Cash Rewards Visa® — AdelFi Credit Union (credit-union issued) is a personal credit card from AdelFi Credit Union (credit-union issued). The annual fee is $0. The ongoing APR is 18.49% - 32.49% variable after a 0% intro APR on purchases; 0% intro APR on balance transfers made in the first 60 days introductory rate for 6 months. Signup bonus: $200 cash rewards bonus after $750 in net purchases within 3 months of account opening. Rewards: Unlimited 1.5% cash back on net purchases. This product reports activity to your personal credit report. [SOFT PULL ONLY] | EXPERT REFERENCE (Mar 2025): Pre-qualified for a $10,000 credit limit without a hard pull.