Pelican Premier Visa® Signature — Pelican Credit Union is a personal credit card from Pelican Credit Union. The annual fee is $95. The ongoing APR is 16.00% to 19.00%, when you open your account, based on creditworthiness; variable with the market based on the Prime Rate (disclosure costs accurate as of October 01, 2026) after a 0% APR on balance transfers for 12 months (limited-time special offer; promotional APR does not apply to purchases or cash advances) introductory rate. Approval typically requires a credit score of 680 (minimum credit score required to be considered) or higher. Signup bonus: 30,000 bonus points when you spend $3,000 on purchases in the first 3 months after account opening (new cardholders who have never had a Pelican Visa credit card). Rewards: 3x points on travel (airlines, lodging, travel services, vehicle rental); 2x points on restaurants & food delivery; 1x points on all other eligible purchases; 10% Anniversary Bonus (bonus points equal to 10% of purchase-earned points that year). Loan terms: Revolving credit card; due date at least 25 days after the close of each billing cycle; no interest on purchases if the entire balance is paid by the due date; average daily balance (including new purchases) method. EXPERT REFERENCE (Mar 2026): Approved for a $1,000 credit limit despite a Chapter 7 bankruptcy still reporting. | EXPERT REFERENCE (Mar 2026): Equifax FICO score was 623 at the time of approval. | EXPERT REFERENCE (Mar 2026): Credit union pulled Equifax for the application.