The Pelican Credit Union is a personal credit card from Pelican Credit Union. Approval typically requires a credit score of 623 or higher. EXPERT REFERENCE (Mar 2026): Approved for a $1,000 credit limit despite a Chapter 7 bankruptcy still reporting. | EXPERT REFERENCE (Mar 2026): Equifax FICO score was 623 at the time of approval. | EXPERT REFERENCE (Mar 2026): Credit union pulled Equifax for the application.