The Coastal Community Bank is a personal credit card from Coastal Community Bank. Application typically pulls a hard report from Experian. The annual fee is $0 with Robinhood Gold membership. The ongoing APR is 29.99% variable, Prime Rate plus 23.24% margin (terms dated Jul 1, 2026) after a No introductory APR introductory rate. Rewards: 3% cash back on all categories. This product reports activity to your personal credit report. [SOFT PULL ONLY] | EXPERT REFERENCE (Mar 2026): Approved for $10,000 credit limit without a hard pull. | EXPERT REFERENCE (Mar 2026): Offers 3% cash back on all purchases. | EXPERT REFERENCE (Mar 2026): Annual fee of $50, included in Robinhood Gold membership.